Site terms

u-am.ae is operated by Universal Asset Management Limited, a DIFC company with its registered office at Unit GA-00-SZ-L1-RT-201, Level 1, Gate Avenue, South Zone, DIFC, Dubai, United Arab Emirates.

Universal Asset Management Limited is authorised and regulated by the Dubai Financial Services Authority, reference number F008012. Its licence covers the Financial Service of Managing a Collective Investment Fund in respect of funds which take the form of Venture Capital Funds.

Content on this website is published for information. It records who the firm is and what its licence permits. The disclaimer below applies to every page of this site, including this one.

Universal Asset Management Limited is authorised and regulated by the Dubai Financial Services Authority, reference number F008012. Nothing on this website constitutes an offer of fund units or securities, an invitation to invest, or investment advice, and nothing on it is directed at Retail Clients. Content is intended for persons who meet the DFSA definition of a Professional Client. The firm's licence, restrictions and authorised individuals can be verified on the DFSA public register.

Reading this website creates no client relationship with Universal Asset Management Limited. Duties the firm owes arise under DIFC law or under a written agreement, not from the act of reading this site.

Content on this site, including text, structure, graphics and marks, belongs to Universal Asset Management Limited or its licensors. The marks include 'Universal Asset Management' and 'Universal Venture Capital'. A visitor may view the site and may print or save extracts for personal reference. Reproduction or commercial use of any content requires the firm's prior written consent, requested at info@u-am.ae. Quoting the licence wording in order to verify it against the DFSA register needs no consent.

The site exists for lawful reference. A visitor must not:

• interfere with or disrupt the operation of the site or the infrastructure serving it
• probe or scan the site for vulnerabilities without the firm's written authorisation
• introduce malicious code of any kind
• present material from this site in a manner that suggests the firm endorses another product or service
• harvest content or data from the site for republication or resale

Where use breaches these terms the firm may restrict or withdraw access. It may do so without notice.

This site links to external destinations. The DFSA public register entry for the firm, at https://www.dfsa.ae/public-register/firms/universal-asset-management-limited, is maintained by the Dubai Financial Services Authority and not by the firm. universalvc.ae is the website of Universal Venture Capital, the venture brand of Universal Asset Management Limited rather than a separate legal entity, and the content there is governed by the terms published on that site. From the contact page, a map link to the registered office and a WhatsApp link also lead away from this site. The firm does not warrant the availability of any external destination. Verify the licence against the register itself.

The site is provided as it stands. Universal Asset Management Limited does not warrant uninterrupted availability and does not warrant that content is free of error or current at the moment of reading. To the extent DIFC law permits, the firm excludes liability for loss or damage arising from use of, or reliance on, this website, including indirect and consequential loss. Nothing in these terms excludes or limits a liability that cannot be excluded or limited under DIFC law. Use of the site is at the visitor's own risk.

The firm may revise these terms at any time. A revised version takes effect when published on this page, and the effective date shown above changes with it. Continued use of the site after publication constitutes acceptance.

Personal data submitted through this site is handled under the DIFC Data Protection Law 2020 (DIFC Law No. 5 of 2020), as set out in the privacy notice at /privacy. These terms and that notice operate together.

These terms, and any dispute or claim arising out of them or out of the use of this website, including non-contractual disputes, are governed by the laws of the Dubai International Financial Centre. The DIFC Courts have exclusive jurisdiction. No other forum applies.

Questions about these terms should be sent in writing to info@u-am.ae or by post to the registered office stated above.